Using domestic structures (usually LLCs) to protect brokerage accounts, vacation properties, rental properties, or any other valuable assets from negligence lawsuits. If you are reading this and you have a brokerage account of over $250,000 in your own name, it is at risk and the #1 asset a creditor will go after.

Most people do NOT have their wills and durable powers of attorney implemented or living trusts set up and funded properly. Many affluent clients many times lack the more sophisticated planning tools needed to accomplish their goals. AS Wealth Management has as an Advisory Board Member attorney Roccy DeFrancesco who, along with affiliated attorneys from around the country, are able to provide our clients with client-first recommendations on a fee schedule that has price sanity.

Most people are not minimizing current and/or future tax liabilities (income and capital gains). We help our clients put together a comprehensive tax mitigation plan (especially business clients). This includes the use of Retirement Life™, carve-out planning for pensions, and 401(h) plans (the industry’s only tax-free qualified pension plan).

LTC planning seems to be a forgotten topic due to the cost of primary LTC insurance. Through the use of hybrid products, consumers now have an LTC insurance option they can afford. This is vitally important considering this is one of the largest expenses of most seniors in retirement.

This is the core function of AS Wealth Management, which is to help clients generate the best risk-adjusted returns we can use our various model portfolios.